Practical guide · Verified September 16, 2026

How to sell bitcoin for fiat without losing track of the fees

A complete route check: sending BTC to a venue, selling it, accounting for fees and withdrawing to a bank account. No rankings, advertising or referral links.

The short procedure

1. Confirm that the venue officially serves your country.
2. Complete identity verification before sending BTC.
3. Confirm that withdrawal to your bank account is available.
4. Check the trading fee specifically for selling BTC.
5. Check the bank withdrawal fee and expected processing time.
6. Send a small BTC test amount.
7. After it arrives, sell BTC through the exchange order book.
8. Test a small withdrawal to the bank account.
9. Only then consider the main transaction.

Public exchange fees

These are entry-level rates before high-volume discounts. A maker order rests on the order book; a taker order executes immediately.

Rates rechecked against publicly accessible venue pages on September 16, 2026.

How to read the table

For a sale amount equal to 1 BTC, the entry-level market-order fee is roughly equivalent in value to 0.001 BTC on Binance, 0.008 BTC on Kraken Pro and 0.012 BTC on Gemini ActiveTrader. In practice, the fee is commonly charged in the quote currency and the result depends on execution price.

This is the trading fee only. Price movement, spread and bank withdrawal costs are not included.

Coinbase does not expose its complete current rate table without an account sign-in. We therefore do not insert an estimated number: open the order preview and record the fee before confirming.

Why “sell now” may cost more

A simplified instant sale is convenient, but the quoted price can include a spread—the difference between the market price and the venue’s offer.

Kraken states that instant sales carry a 1% trading fee and that the quoted price also includes a variable spread. Kraken Pro uses a separate maker/taker schedule. Gemini likewise states that instant orders include a spread that can vary between otherwise similar transactions.

A fair comparison formula

Final amount received = value of BTC sold − trading fee − spread − bank withdrawal fee − any receiving-bank fee.

Before selling, record the preview from two or three venues available in your country. Compare the amount expected to reach the bank account, not the fee promoted in isolation.

Check before sending BTC

• The exchange and bank accounts carry the same owner name.
• Identity verification is complete.
• The required BTC/fiat market is available.
• Bank withdrawal works in your country.
• No temporary withdrawal hold applies.
• The bank withdrawal minimum is known.
• The final fee is visible before confirmation.
• You know whether the bank may request proof of funds.

If any part remains unclear, do not send the BTC yet.

Run a complete test

For a first use, send a small BTC test amount, sell it and confirm that the proceeds reach your bank account. The test itself costs money, but it checks the entire route: address, deposit, sale, documents and bank withdrawal.

An exchange is a bridge

An exchange may be useful for conversion, but while BTC sits on an exchange balance, the user does not control the private keys.

A practical route: self-custody wallet → verified exchange → sale → bank account.

The best route is not the exchange with the lowest advertised number, but the one that leaves the largest final amount after every deduction.

This page is for information only and is not a recommendation to buy or sell bitcoin. Fees and availability change: reopen the official source and check the final preview before every transaction. The project receives no compensation from the venues listed.

Unless stated otherwise, the text, conclusions, structure and editorial arrangement were created by the project editors. Facts, quotations and source materials remain attributable to their authors and rights holders.