Trust through action · Count use, not signs

Lugano after Four Years of Plan ₿: 400 Locations Are Not the Answer Yet

Lugano can no longer be described as a city built around a single announcement. After four years, officials point to merchants, educational programs, companies, and public payments. One simple question remains: how much of that infrastructure do people actually use for BTC?

EDITORIAL OVERVIEW · Prepared by the project editors from the sources listed below.

From an announcement to a city program

Plan ₿ began in March 2022 as a joint initiative between the City of Lugano and Tether. Its scope included payments, but also education, company support, and local expertise in decentralized technology.

On March 3, 2026, the partners signed a new agreement running through 2030. Phase II broadens the program toward digital resilience, interoperable systems, local skills, and more transparent public services.

That shift in scope matters. A payment experiment has become part of the city's wider digital strategy. Counting ‘BTC accepted’ stickers alone can no longer describe the project.

What the city counts as a result

Lugano's official page says more than 400 local businesses have been enabled to accept BTC, USDT, and the local LVGA token. It also reports that certain public payments can be made with digital assets.

The city opened the physical PoW.space hub, supported educational programs, and grew an annual forum to more than 4,000 participants from over 60 countries. According to the city, the ecosystem also attracted more than 100 fintech and blockchain companies.

These are tangible pieces of infrastructure: checkout systems, training, events, workspaces, and administrative processes. They demonstrate continuity, but they do not reveal BTC's share of actual purchases.

What the number 400 does not tell us

The city's figure combines three different assets. It does not show how many merchants received BTC, how often payments occurred, how many merchants retained BTC, or how many converted it immediately.

The public result does not include average purchase size, repeat-user counts, or digital payments as a share of turnover. A checkout may be used every day, once a month, or only during the annual forum; it still counts as one enabled location.

That does not invalidate the achievement. It points to the next stage of maturity: after counting connections, publish anonymized usage indicators, with BTC separated from the other assets.

The archive's conclusion

Lugano is interesting not because it once called itself a crypto city, but because the program continued after the first political effect. Four years, a second phase, and municipal infrastructure are stronger evidence than a one-time promotion.

Trust in the experiment would grow further if the connection count were followed by behavioral evidence. Bitcoin history should preserve both layers: the city built a real option to pay, while proof of a durable payment habit still requires more precise data.

The ability to pay is infrastructure. The habit of paying is behavior. They are not the same measure.

Sources and verification

  1. City of Lugano: official Phase I results and Plan ₿ objectives through 2030
  2. Tether: Plan ₿ Phase II announcement, March 3, 2026

The figures come from official materials published by program participants. They describe available infrastructure and reported outcomes, not a measured frequency of BTC payments.

Unless stated otherwise, the text, conclusions, structure and editorial arrangement were created by the project editors. Facts, quotations and source materials remain attributable to their authors and rights holders.

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